Older generations might consider retirement as something they do when they reach a certain age or when they aren't able to work any longer, but millennials don't seem to be looking at it that way.

That's according to the latest Merrill Edge report, which found that a sizeable chunk—41 percent—of the millennial generation views a financial milestone or savings goal as the trigger that will shoot them off into retirement. That's unlike their elders, who approach the end of their working lives differently.

The survey of more than 1,000 mass affluent Americans also found that millennials are looking to retirement as more of an adventure than their elders, with 53 percent seeing it as the start of something exciting. Millennials are also aiming for different priorities during retirement, with 21 percent looking forward to setting new goals in retirement; 10 percent intend to pursue a passion; 7 percent want to go back to school; and 4 percent are planning on starting/growing their own business.