Insurers who exit a state health insurance exchange are not necessarily throwing in the towel on all individual policy business in a state.
Kaiser Health News reports that company procedure on selling individual policies varies from company to company and state to state. Consumers who worry they won’t have much choice in states the insurers abandon may find the same companies still offer plans off the exchange, KHN advised.
Aetna, KHN said, no longer sells via the Kansas, Utah, and District of Columbia exchanges. But it continues to offer individual policies in Kansas and Utah, because neither of those states require insurers to sell through an exchange if they want to sell off-exchange.
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