When it comes to retirement, men are more focused on it than women.

So says a survey from retirement plan provider and recordkeeper OneAmerica, which tested the waters in which men and women swim on the way to retirement.

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It found that not only do men think about retirement more (69 percent do so at least monthly, compared with 55 percent of women), they talk about it with colleagues at the office more than women do (29 percent compared with 22 percent) and are more likely to cite a story about retirement in the news or media (16 percent versus 11 percent).

Amid this preoccupation with retirement, men are also significantly more likely to monitor their retirement plan than women; in fact, 53 percent do so monthly, compared with just 36 percent of women. And while both men and women indicate that knowing how they stack up against their goals is important, men are more likely to say "very important" (54 percent) compared with women (48 percent).

In some areas, they agree — or very nearly do. Both, at 71 percent, seek to avoid taking loans or hardship withdrawals from their retirement accounts (that's despite the fact that 74 percent do not fully understand the impact that taking such a loan can have on those accounts), and both ranked an employer match as the top feature they look for in an employer's retirement plan (that was followed by having investment options).

But then they part ways again; 64 percent of women place a higher importance on the employer match, compared with 61 percent of men. And 29 percent of men place importance on investment options, compared with 21 percent of women.

But some things really do resonate with both sexes. That employer match is the most likely feature to encourage active retirement planning, according to 83 percent of respondents, while 54 percent said that a monthly income retirement tool would encourage them to plan for retirement.

When it comes to delaying retirement, 56 percent of participants say that not having enough money is the most likely reason they would do so, while 13 percent cite worries about health care costs once they've actually retired.

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