More target-date funds, fewer loans mark 401(k)s

More than 70 percent of 401(k) plans included TDFs in their investment lineup at year-end 2014.

By Marlene Y. Satter | Updated on August 25, 2016

Employees with 401(k) plans put more of their money into target-date funds and were slightly less likely to have outstanding loans against their retirement balances.

That’s according to the Employee Benefit Research Institute and the Investment Company Institute, which reported that among the trends they identified in 401(k)s during 2014 was a move back into equities — with more participants holding equities at year-end 2014 than before the financial crisis (year-end 2007).

Complete your profile to continue reading and get FREE access to BenefitsPRO.com, part of your ALM digital membership.

Your access to unlimited BenefitsPRO.com content isn’t changing.
Once you are an ALM digital member, you’ll receive:

Critical BenefitsPRO.com information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events.
Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com

Already have an account? Sign In Now

NOT FOR REPRINT

Dig Deeper

Recommended Stories

Life insurance ownership varies by age, gender and ethnicity, study finds

Alan Goforth | September 06, 2024

Nearly 8 in 10 overestimated the true cost of a basic term life insurance policy.

IRS issues guidance for employers that adopt key SECURE 2.0 provisions

Lynn Cavanaugh | September 04, 2024

The IRS's new fact sheet includes guidance for provisions on de minimis financial incentives, Roth SIMPLE and SEP IRAs and designated Roth matching contributions – and how these provisions impact how certain amounts are reported on their W-2s.

Bernie Sanders dubs Steward Hospital CEO 'greed' poster child

Allison Bell | September 06, 2024

Dr. Ralph de la Torre declined to testify before the Senate Health, Education, Labor and Pensions Committee about the company's bankruptcy.

Resource Center

Guide

BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join BenefitsPRO.com now!

Unlimited access to BenefitsPRO.com - your roadmap to thriving in a disrupted environment
Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
Exclusive discounts on BenefitsPRO.com and ALM events.