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High deductibles leading to health care avoidance

Employer-sponsored high-deductible health plans make logical sense, but when it comes to paying that high deductible, no longer are employees sure what to do.

By Jack Craver | Updated on September 26, 2016
Worried about high deductibles, some people choose to avoid necessary doctor appointments or prescriptions to save money. (Photo: iStock)

As employers are saving money by shifting to high-deductible or consumer-driven employee health plans, some worry that the cost savings are coming at the expense of workers’ health.

A survey of more than 2,000 U.S. employees by Guardian Life found that a large percentage avoided routine or recommended medical procedures because of cost.

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Jack Craver

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