According to a study by Guardian Life, American employees are failing when it comes to their general knowledge about benefits and health insurance. (Photo: iStock)

Americans could use some work when it comes to understanding how benefits work.

A new study by Guardian Life, which surveyed 1,200 benefits managers and 1,700 employees, finds less than half of workers can correctly identify at least 8 out of 10 true or false questions about benefits.

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Jack Craver

BenefitsPRO

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