Americans don't seem too confident about the state of their financial readiness for retirement, if recent research and surveys are any indication.
From millennials who are too busy paying off college debt to even think about saving for retirement, to baby boomers who are hitting retirement age with nothing saved at all, the statistics paint an alarming picture.
Add to that compounding factors, such as divorce and skyrocketing health care costs, and the retirement picture is muddied even further for many Americans.
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