Maybe the U.S. should copy what the U.K. is doing with regard to retirement plans.

That’s according to a new brief from the National Institute on Retirement Security, which examined changes that the U.K. made to address its own retirement crisis—a “daunting retirement shortfall” that the British government sought to counter by requiring all employers to automatically enroll their employees in a retirement savings account.

Employers are required to contribute to the retirement plan if an employee participates, although individuals can opt out of participation. In addition, the U.K. also sponsors its own retirement plan—the National Employment Savings Trust (NEST)—so that all employers are able to offer their employees a plan.

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