'Tis the season to be jolly, bright, and chained to your cubicle.

A quarter of full-time workers ages 18 to 25 who get paid time off say that by year's end they won't have taken any of their paid vacation days, according to a new survey.

The study, which Princeton Survey Research Associates conducted on behalf of personal finance website Bankrate Inc., surveyed more than 1,000 full-time American workers, with a focus on those who got paid vacation time from their employers.

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