President Donald Trump had nothing "special" to reveal on health care Tuesday night. It's too bad he didn't at least offer Americans something more mundane: a functional insurance market.

Confronted with the rising popularity of the Affordable Care Act, the White House, Congress and Republican governors are grappling with disparate strategies to repeal, replace or repair it. The confusion is increasingly disruptive to the individual insurance business, which has come to rely on Obamacare subsidies and rules. During this period of uncertainty, the Trump administration needs to ensure there's a working system in place when future policy is finally decided.

Tom Price, the recently confirmed secretary of Health and Human Services, seems to recognize the need and has suggested new rules meant to stabilize the market. Unfortunately, his proposals are inadequate to the challenge.