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What types of employers have the best 401(k)s?

Over the past 30 years, employers have shifted away from defined benefit pension plans to defined contribution 401(k) plans.

By Jack Craver | Updated on March 20, 2017
Over the past 30 years, employers have shifted away from defined benefit pension plans to defined contribution 401(k) plans. (Photo: iStock)

In recent years, a growing chorus of commentators have determined most professional money-managers are of little use.

The wealthy, employers and pension funds pay professional investment advisers dearly to manage their funds, but in many cases those professionally-managed portfolios do not outperform the stock market. In other cases, they fail miserably, often at the expense of workers’ retirement savings.

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Jack Craver

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