A new paper says that retirement planning shouldn't be based only on chronological age, but also on biological age—and that in the future, the biological age factor may become more prominent in retirement policy.
The paper "is inspired by the growing body of medical literature that has identified biomarkers of aging which—practically speaking—offer better estimates of expected remaining lifetime and future mortality rates."
It proposes that biological age could be used in the future, when adequate technology can calculate it, to determine not just retirement policy but also optimum spending levels in retirement, thus allowing better retirement planning.
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