There are a handful of phrases we use on a regular basis that are either commonly misused or just all around nonsense. For example, "I could care less" is often misused vernacular intended to illustrate how little one cares for something. But what they mean is: "I couldn't care less."
As a retirement plan advisor, "I'm all set" is a phrase that we hear a lot – and frankly, it's simply not true.
If plan sponsors and participants were "all set," employees would have healthy, full retirement accounts and employers would be meeting regularly to ensure compliance, oversight, and evolution.
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