If in doubt about the necessity of giving your Social Security number, ask: Why do you need it? How will you use it? Do I really have to give it? (Photo: Getty)

(Bloomberg) — David Haas doesn’t like to give out his Social Security number. He fends off all the requests he can, from doctors, credit card companies, the bureaucracy at large. In the end, it was summer camp that got him.

“If the camp refuses your child because you won’t divulge your Social Security number, you end up giving in,” said the Franklin Lakes, N.J., financial planner. Haas kind of caved to his daughter’s school, too.

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