BenefitsPRO readers: As we present this Advisors Who Serve(d) slideshow, we are grateful not only to all the advisors who serve and have served but to all the benefits managers and brokers who serve and have served.
This is our sister site ThinkAdvisor's sixth year of the Advisors Who Serve(d) slideshow, and each time they've debuted this over Memorial Day weekend and then ran it on July 4th and Veterans Day.
One advisor who served in the Navy for many years, and is still active in the reserves, had mulled submitting his story but decided against it because he believed, as he said in an email, "it wasn't the appropriate thing to do on Memorial Day."
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He had a compelling reason and one that we should remember about military service. He explained that Memorial Day is about those who have fallen in battle, not those who served and are still alive — that is for Veterans Day, and Armed Forces Day, to honor those currently serving.
But no matter the holiday, we remember those who serve and have served in the military, those departed and those still with us.

Name: Sandra Cho
Title/Company: CEO / Pointwealth Capital Management
Branch: US Navy Reserve
Rank held at beginning of service and at end: E3 – E2
Service Dates: 2002 -2005
Work you did: Mass Communications
Brief story that stands out from your service time: The commander of my reserve unit was a former Navy fighter pilot. We stayed in touch for 15 years. He is an executive at a Fortune 500 company now and recently became my client and close friend.
Name: Sean D. Gass
Title/Company: Portfolio Manager / Merrill Lynch
Branch: US Navy
Rank held at beginning of service and at end: Ensign – Lieutenant Commander
Service Dates: 1993-2003
Work you did: Submarine Warfare Officer
Brief story that stands out from your service time: Leading the color guard detail on the USS Arizona Memorial on December 7, 1999 – and having the chance to personally welcome aboard surviving members of the crew, listening to their stories as they stood above their sunken ship and fallen shipmates.
Name: Wayne Williams
Title/Company: Money Manager / Professional Advisory Services
Branch: US Navy
Rank held at beginning of service and at end: Seaman – Radioman 2nd Class
Service Dates: 1958-1961
Work you did: Radioman 2nd Class
Brief story that stands out from your service time: As a very poor lad from Tennessee, I could not wait to join the Navy and see the world. Thirteen days after high school graduation at age 17, I signed up and left the woods and the chicken house I was raised in. While in high school I was Elvis Presley's paperboy at Graceland.
I signed up in Little Rock, Arkansas, and flew to San Diego in 1958 for training in how to march, how to fold underwear and keep a perfect bed. While in training camp my mother called to tell me I had to come home. A college track coach had called to offer me a full college scholarship to run track. My Drill Instructor made fun of me to the whole barracks since I was a mama's boy! As the outstanding athlete in my high school I was in a perfect situation to use those abilities throughout my tour of duty literally around the world.
After a tour in the Asia waters, I returned to San Diego to study in the Radiomen Electronics Class A School. I scored the 4th highest in the history of this school dating from WWII and was allowed to serve any duty in the world of the U.S. Navy. I chose a supply ship out of Norfolk, Virginia. To my joy, the US Alcor was the first atomic supply ship in the Navy.
We would take Polaris missiles to Scotland every 4 months to load on the submarines while they watched the Russians. In 1960 the Senior Fleet Admiral requested me to serve as his ship's communication officer. He took me on the NATO exercises in the North Atlantic with France, the US, and England. I had to communicate with the War Fleet Admiral, aircraft carrier in Morse code. The two of us (radiomen) were apparently the best in the Navy at receiving and sending Morse code.
While at the radio school in San Diego, a Christian chaplain introduced me to Jesus Christ and it wasn't long before the ship's captain told me to lead a service every Sunday while at sea. That is the single reason I did not sign up to extend my tour of duty. I had to go to Bible School! While at Bible School I led a team of college students to hold a service for sailors on the ships while they were in port. Those sailors loved seeing college girls on board. Some even paid attention to my attempt of preaching.
I give credit to the US Navy for repairing every bad tooth in my mouth, serving me the best food I had ever tasted, giving me the opportunity to tell others about Christ, traveling me around the world to see countries I could only hope to see in books. May God bless the US Navy and the greatest fleet for peace in the world!
Name: Steve Sant
Title/Company: CFP / Premier Wealth Management
Branch: US Navy
Rank held at beginning of service and at end: E-1 - E-5
Service Dates: 1973 – 1977
Work you did: Air Traffic Control
Brief story that stands out from your service time: Responsible for saving the lives of 3 pilots in 2 separate incidents: Coordinated the rescue of an F-14 Tomcat pilot and REO that punched out over the Pacific just south of Miramar. Virtually identical to the Top Gun movie, only 20 years earlier. Both survived.
Second incident was an F-4 Phantom approaching the USS Kitty Hawk way out in the Pacific. During flight he lost all instrumentation, but the controls were responsive. I was on final control, in constant communication, advising whether right or left, and above or below glide-path. The runway was moving 32 mph while see-sawing up and down and tilting left and right and he's flying a brick at high speed. His hook miraculously caught a wire on the first attempt.
I received a letter of commendation for both events.
Name: T.J. Whalen
Title/Company: VP Life Division / Financial Independence Group
Branch: US Army
Rank held at beginning of service and at end: 2LT / MAJ
Service Dates: 1995 – 2001
Work you did: Finance and Artillery Officer
Brief story that stands out from your service time: We once had an Air Force A-10 bomber drop a 500-lb bomb on our position in Bosnia (friendly fire). It knocked my Forward Observer out of his 20 foot high observation post. He walked away without a scratch. He'd only been in country a week. He went to chapel services every single day after that incident until the end of the deployment! We'd always joke with him that the Air Force helped him find God.
Name: Nate George
Title/Company: Financial Advisor / Edward Jones
Branch: US Army 3rd Infantry Regiment
Rank held at beginning of service and at end: E1-E4
Service Dates: 2000 – 2003
Work you did: Airborne Infantry
Brief story that stands out from your service time: I was sent to the Pentagon on 9/11 as a first responder and tasked with casualty recovery. I remember running through the streets of Washington, D.C., in formation past gridlocked traffic on the 14th Street bridge so we could get to our base, grab our gear and head to the Pentagon. In a full hazmat suit with a breathing apparatus I saw things over the next three months that can't be unseen.
But the kindness and the enduring American spirit that I witnessed is something I will remember for the rest of my life. We saw citizens with giant American flags passing by our post dozens of times to show support. And in the months that followed one of the greatest honors of my life was laying those heroes/victims of the attacks to rest in Arlington National Cemetery, as is the duty of the 3rd Infantry Regiment. It is a true privilege to serve this great country of ours.
Name: John Eckel
Title/Company: President / Pinnacle Investment Management Inc
Branch: US Army
Rank held at beginning of service and at end: 2nd LT / 1st LT
Service Dates: 1968 – 1970
Work you did: Signal Officer / Platoon Leader
Brief story that stands out from your service time: I was serving in Vietnam the same time as Mike, a close friend, although we were in different locations. One day I learned that Mike was in a nearby hospital and was being "medi-vaced" out of Vietnam. I rushed to the hospital only to learn that the reason Mike was being sent back to the States was that he had high blood pressure and was otherwise fine. As we talked, the "incoming" siren sounded so we dived under our Mike's bed and continued our conversation in what could have been a scene from M*A*S*H.
Name: Dennis Kaminski
Title/Company: Summit Brokerage Services
Branch: US Air Force
Rank held at beginning of service and at end: Airman – Staff Sgt.
Service Dates: 1968 – 1972
Work you did: Military Air Police
Brief story that stands out from your service time: On a flight over the Sea of Japan our C-130 unexpectedly started to plunge towards the ocean. Scrambling to get our parachutes on, I noticed my good friend trying to get his chute on which became tangled and twisted. He screamed, we're going to make it aren't we? I shouted back, well I think one of us is! Fortunately the plane leveled out and we landed safely, had a lot of beers and laughs!
Name: Thomas Roe Oldt
Title/Company: Thomas R. Oldt Investment Services LLC
Branch: US Navy
Rank held at beginning of service and at end: SA – CYN3
Service Dates: 1967-1973
Work you did: Communications Yeoman
Brief story that stands out from your service time: My service was nothing compared to my childhood friends from Winter Haven who lost their lives in Vietnam: Richard Hood, Johnny Hays and Richard Coleman.
Name: George Harsh
Title/Company: Financial Advisor / Summit Brokerage
Branch: USAR, Infantry Officer
Rank held at beginning of service and at end: 2LT – 1LT
Service Dates: 1970 – 1972
Work you did: Infantry Platoon Leader, Company Executive Officer
Brief story that stands out from your service time: I was in The Old Guard, stationed at Ft. Meyer, Virginia. We conducted all ceremonial duties in Arlington Cemetery, the Pentagon, and the White House. One bright, sunny afternoon, I commanded a joint service cordon on the driveway of the South Lawn of The White House which welcomed two new ambassadors to The White House to receive their credentials from the President.

Name: Jose Miguel Rosario
Title/Company: Financial Advisor / Morgan Stanley
Branch: US Navy Aviation
Rank held at beginning of service and at end: E5
Service Dates: 1987 – 1998
Work you did: Systems Engineer on the FA/18 aircrafts
Brief story that stands out from your service time: Deployed with the 105 Air Wing / VFA-131 active duty and VFA-203 reserves Squadrons. Served on several tours including the Mediterranean ocean. Received 2 Navy Achievement medals for high performance and systems knowledge.
Editor's Note: We weren't able to obtain photos of those who follow.
Name: Herschel Ryan
Title/Company: First Vice President – Investments / Wells Fargo Advisors
Branch: US Army
Rank held at beginning of service and at end: 2nd Lt – Captain
Service Dates: 1965-1968
Work you did: Helicopter Pilot
Brief story that stands out from your service time: Platoon Leader Company A, 227th Assault Helicopter Bn, 1st Cav Div. Viet Nam Feb 67-Feb 68. Injured Feb 9, 1968 while leading flight on combat assault resulting in loss of left hand and left eye. Received Silver Star, Purple Heart and Vietnamese Cross of Gallantry awards.
Name: Douglas L. Morgan
Title/Company: Director of New Business Development / Sapphire Blue IP
Branch: US Army
Rank held at beginning of service and at end: E-1 / E-5
Service Dates: 1966 – 1968
Work you did: Crypto
Brief story that stands out from your service time: Helicopter Crash July 68 resulting in 5 months in the hospital and being discharged from hospital and army same day December 1968. I had extended my tour in Viet Nam with the intent of getting out of the Army by Christmas 1968 and it worked but not the way I had it planned. The story is much longer and including 5 different hospitals, lost or no records, receipt of purple heart 40 years later, being billed by the Army for the rifle I lost in the crash a year after I was discharged. All in good humor and I have had a good life.
Name: Lisa Murray
Title/Company: Investment Consultant / Sentinel Wealth Strategies
Branch: US Army
Rank held at beginning of service and at end: E1 / E4
Service Dates: 1991-1996
Work you did: I was an Operating Room Tech (91D)
Brief story that stands out from your service time: My entire time in the service was very rewarding and educational for me. I learned at a young age how to overcome adversity, I gained self-confidence and learned to adapt to many different situations. Things I currently use in my daily life.
Name: Frank Searing
Title/Company: Advisor / PDI Financial Resources LLC
Branch: US Army
Rank held at beginning of service and at end: Specialist 4
Service Dates: 1965 – 1967
Work you did: Military Police
Brief story that stands out from your service time: My association with my fellow soldiers. We were proud of being Americans.
Name: Gregg Sutherland
Title/Company: Stockbroker / Summit Brokerage
Branch: US Army
Rank held at beginning of service and at end: Private – Sergeant
Service Dates: 1970 – 1973
Work you did: Medic
Brief story that stands out from your service time: Vietnam 1971- 1973
Name: Richard Leist
Title/Company: Senior Financial Advisor / Summit Brokerage Services
Branch: U.S. Naval Reserve
Rank held at beginning of service and at end: SA – JO2i
Service Dates: 1971-1977
Work you did: Editor, Atlantic Fleet Amphibous Force Newspaper
Brief story that stands out from your service time: Boot Camp — Avoided personnel inspections because beard shadow was too heavy even after a close shave.
Name: Steven L Polaski
Title/Company: CFP / Summit Brokerage Services
Branch: USAF
Rank held at beginning of service and at end: Airman (E-1), Senior Airman (E-4)
Service Dates: 1989 – 1996
Work you did: Russian Cryptographic Linguist
Brief story that stands out from your service time: Serving in the close-knit intelligence community I had the opportunity to work with some outstanding individuals. The odd shifts, long hours, and interesting work forged life-long friendships.
Name: Bruce Mazo
Title/Company: CEO, CFP / Secure Retirement Advisors LLC
Branch: US Army
Rank held at beginning of service and at end: 2LT – 1LT
Service Dates: 1969 – 1972
Work you did: Quartermaster Officer – multiple assignments
Brief story that stands out from your service time: At that time a uniformed service member of same or higher rank had to accompany remains. :-( This was not a full-time duty. Everyone did it on a Duty Roster. I accompanied one fallen vet from Dover AFB. I then attended his funeral at Arlington. He contributed way more than I did, but that's the service that stands out.
Name: John C. McCormick, Jr.
Title/Company: Managing Director / Wells Fargo Advisors
Branch: US Army
Rank held at beginning of service and at end: E-1 – SP4
Service Dates: 1971 – 1973
Work you did: Legal Clerk
Brief story that stands out from your service time: None I can pass on publicly.
Name: George Reilly
Title/Company: Principal / Safe Harbor Financial Advisors, LLC
Branch: US Navy
Rank held at beginning of service and at end: Ensign; retired as Commander
Service Dates: 1984 – 2006
Work you did: Judge Advocate (attorney)
Brief story that stands out from your service time: Many stories but one that came to mind immediately was an early experience that brought a young attorney/officer back to earth. I was trying to help a sailor with a consumer issue at a local company and wrote the very lawyerly "strongly worded letter" and heard nothing. Then I saw a local TV news "Action Line" segment where the reporter held up a copy of my letter and said "even a Navy lawyer couldn't resolve this…" and showed my client getting restitution. It impressed on me early on that sometimes publicity is better than legal authority!
Name: Dick Gootee
Title/Company: CFP / Atherton Wealth Advisors
Branch: US Navy
Rank held at beginning of service and at end: 3rd class petty officer
Service Dates: 1960- 1963
Work you did: Guided missile technician
Brief story that stands out from your service time: Most interesting times were boarding Russian trawlers on Station E Cuba searching for Russian missiles being delivered to Castro
Name: Tim Fliam
Title/Company: Financial Advisor / Cetera Advisor Networks
Branch: US Navy
Rank held at beginning of service and at end: E-1 and E-5 (Hospital Corpsman 2nd Class)
Service Dates: 2006 – Present
Work you did: Medical — Hospital Corpsman 2nd Class
Brief story that stands out from your service time: While on active duty I served at Edson Range on Camp Pendleton, where Marine Corps recruits complete their basic training. One thing I will never forget is witnessing a recruit sweep dirt in the middle of the desert per his drill instructors order!! While sometimes orders may seem ridiculous and this one definitely was, it is part of the boot camp process and teaches valuable lessons for the recruits in their process of becoming a Marine.
Name: Edward Katz
Title/Company: Managing Director-Investments / Wells Fargo Advisors
Branch: US Navy
Rank held at beginning of service and at end: Ensign; Lieutenant
Service Dates: 1989 – 1993
Work you did: Naval Officer on USS Wichita
Brief story that stands out from your service time: I made 2 good friends that I still talk to 25 years later. I had more responsibility than I'll ever have again. Taking care of my men helped prepare me to learn how to take care of my customers. After I resigned my commission in the Navy, I then followed my Father — also a former naval officer — into this great business.
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