Studies that have examined women’s finances have looked at households rather than individual women, since traditionally women spent most of their lives married and thus traditionally made financial decisions jointly with a spouse.
But that’s no longer the case, according to a brief from the Center for Retirement Research at Boston College, which finds that as time has passed, women spend less of their lives married—and that changes the dynamic.
It also changes—drastically—the way women need to plan and save for retirement, since the financial needs of a woman alone are substantially greater—and different—than the needs of a woman who is part of a couple.
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