Despite the fact that millions depend on Social Security during retirement, neither the general public nor some financial advisors and plan sponsors have up-to-date knowledge on how it fits into an overall retirement picture.
Americans tend to overestimate how much they'll get, or how far the money will go; political threats to the program could leave many seniors adrift just when they need it most.
And changes to the program over the years are not well known or understood by those who have only a nodding acquaintance with it.
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