Though insurers have not yet unveiled premium rates for the 2018 ACA exchange, analysts trying to make sense of the latest health care changes predict increases in premiums could have moderate- and low-income consumers actually coming out ahead, according to the Associated Press.
It seems counterintuitive, but Obamacare is a complicated balancing act, and removing a weight in one area is going to trigger a counter-balance in others. In this case, of the four tiers of plans offered on the ACA market — platinum, gold, silver and bronze — the silver-level plans are the only tier that benefits from cost-sharing reduction subsidies, but the adjustments built into the Obamacare model could lead all levels to benefit.
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Emily Payne
Emily Payne is director, content analytics for ALM's Business & Finance Markets and former managing editor for BenefitsPRO. A Wisconsin native, she has spent the past decade writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.
