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10 things to know about Social Security before retirement

Here are 10 things you need to know about Social Security before you start the paperwork to retire.

By Marlene Y. Satter | Updated on October 27, 2017

Social Security isn’t exactly the simplest program in the world to understand—yet it provides a lifeline for millions who have little or no retirement savings.

In fact, according to a Motley Fool report highlighted by USA Today, as of August, more than 42 million seniors were receiving a monthly stipend from the Social Security Administration. And for 62 percent of them, those checks accounted for at least half of their monthly income.

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