(Bloomberg View) – Half of working-age households in the U.S. were on track in 2016 to be able to maintain their standard of living in retirement, according to the National Retirement Risk Index report out this month from the Center for Retirement Research at Boston College.

Thanks mainly to rising home values, that’s better than in 2010 or 2013. But it still means that half of working-age households aren’t prepared for retirement, up from just 30.4 percent in 1989.

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