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Are HDHPs keeping health spending in check?

The effort to make patients better health care shoppers by increasing their out-of-pocket costs seems to be working, according to actuaries at the Centers for Medicare and Medicaid Services (CMS).

By Allison Bell | Updated on February 19, 2018
Use of high-deductible plans probably contributed to a 0.9-percent-point-drop in hospital care spending growth and physician and clinical services spending growth in 2017. (Image: Shutterstock)

The effort to make patients better health care shoppers by increasing their out-of-pocket costs seems to be working, according to actuaries at the Centers for Medicare and Medicaid Services (CMS).

A team of CMS actuaries and economists says moves to increase patients’ out-of-pocket costs, or “give them more skin in the game,” appear to be working to hold down overall U.S. health care spending.

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