Sworn enemies of the Affordable Care Act system are hoping the new Trump administration short-term health insurance proposal will shred ACA individual market rules.

ACA supporters say implementing the new draft regulations as written could push many people to replace high-quality major medical coverage with junk coverage.

Regulatory impact analysts at the Employee Benefits Security Administration (EBSA) and the Centers for Medicare and Medicaid Services (CMS) say the draft regulations could be nice.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.