many Americans are unaware that they can use their HSA assets to pay for health care and long-term care expenses in retirement. (Photo: Shutterstock)
Only a quarter of Americans with health savings accounts (HSAs) plan to use their account assets to fund future health care costs in retirement, according to a new joint study by the LIMRA Secure Retirement Institute and the Insured Retirement Institute.
The groups surveyed consumers, financial advisors, asset managers and employers to get a complete understanding of the HSA market and how the accounts are used. The study includes 2017 survey results from of 2,141 Americans, weighted to represent the U.S. population; 132 active financial advisors; and 1,497 private employers with 10 or more employees.
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Emily Zulz
Emily joined the ThinkAdvisor team as a reporter in the summer of 2014. She previously worked as a reporter for The Daily Journal in Kankakee, Illinois for a year and as a reporter and editor for The Daily Eastern News in Charleston, Illinois for two and a half years. Prior to joining ThinkAdvisor, Emily worked on Groupon’s editorial team in Chicago as a fact checker for three years. She graduated cum laude with a BA in journalism from Eastern Illinois University, and she has been the recipient of two journalism awards for her news reporting at daily newspapers.
