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Now rechristened CalSavers, the plan will cover workers in companies with at least 5 workers. (Photo: AP)They’ve been at it for more than four years, but suddenly California legislators’ efforts to create a retirement plan for workers in the private sector whose bosses don’t offer them one are picking up steam.
That’s according to the San Francisco Chronicle, which reports that although all the bugs aren’t worked out yet, the program—originally called Secure Choice but now rechristened CalSavers—will cover workers in companies with at least five workers that do not offer those workers a qualified retirement plan.
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Marlene Y. Satter has worked in and written about the financial industry for decades.
There needs to be a multi-faceted approach, spanning policy reform, organizational change, individual savings, and expanded philanthropic support, according to Just Futures’ George Guerrero.
For 13 years, she has been attempting to claim her husband’s $53,000 pension plan, which he amassed from working 10 years for the investment firm.
Employers need to create an environment that can foster employee loyalty, reduce turnover, enhance overall productivity and help employees be able to reallocate funds to retirement savings, according to a Voya survey.
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