Health reform circle Legislators hope that by reducing the risk to insurers selling on the individual market, premiums may come down enough to make them affordable next year. (Photo: Shutterstock)

Washington may not be willing to do anything to stabilize the individual markets under the Affordable Care Act, but Maryland is. In fact, it's been operating under the radar for months to do just that.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.