Doctor's Office Despite those benefits, some 27.5 million Americans under age 65 were uninsured in 2016, about 10 percent of that population. (Photo: Shutterstock)

In tiny Marion, North Carolina, the Buchanans decided that $1,800 a month was too much to pay for health insurance, and are going without it for the first time in their lives.

In Harahan, one bend of the Mississippi river up from New Orleans, the Owenses looked at their doubling insurance premiums and decided no, as well. “We’re not poor people but we can’t afford health insurance,” Mimi Owens said.

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