Since inception, the consumer-driven health care (CDH) movement has steadily gained momentum, as evidenced by the rate at which employers offer CDH plans and the volume of assets that are invested in tax-advantaged accounts like health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs). But although all indicators trend up, growth has not kept pace with rapidly shifting market forces that threaten the future of CDH.
According to Mercer, while more than 60 percent of employers currently offer consumer-driven health plans (CDHPs), only one-third of employees are enrolled in them. Meanwhile, the National Business Group on Health's 2018 Large Employers' Health Care Strategy and Plan Design Survey predicts that by 2020, 97 percent of large employers will offer CDHPs, with an increasing number offering those plans as the only option for employees. Clearly, consumer adoption of these plans and the need to manage future health care spending and saving must occur at a more rapid pace.
Recommended For You
Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.
Your access to unlimited BenefitsPRO content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
