Budget sheet paying off deb FINRA Foundation financial literacy test stagnant wages monthly expenses running out of money in retirement Related: 3 ways to approach employees about financial well-being |

1. Provide an initial financial assessment

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2. Encourage employees to discover free financial resources

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3. Suggest employees create a monthly budget and track spending

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4. Help employees better understand basic financial principles

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5. Provide individual coaching


Peter Waitzman is a senior financial coach for the MoneySteps financial wellbeing program.

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