Capitol building The $29 trillion the CBO is projecting the country will owe by 2028 will be nearly 100 percent of GDP, or more than double the 50-year historical average, and the highest since World War II. Prior to the 2008 financial crisis, the debt-to-GDP ratio was 35 percent. (Photo: Fotolia)

Keith Hall, who is to Washington D.C. what a teetotaler is to a frat party, is not one for hyperbole.

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.