Ray West (Photo: Maestro Health) Ray West has been involved with health savings accounts (HSAs) and private exchange programs before most people had heard of them. (Photo: Maestro Health)

Preferred provider organization (PPO) plans beat off the attack of the health maintenance organization plans.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.