1. New ideas to decrease health care costs

2. Value-based care

Outpatient specialty surgical arrangements. Work with providers who will take a set price for common procedures. There's no complicated billing, no back office, no price changes if infections or complications occur.
International prescription programs
Disease management. If employees are engaged with a nurse manager, the employer covers all expenses.
Direct primary care
A mandatory second opinion program. Contorno noted that when an employee gets a second opinion, the course of treatment changes 82 percent of the time, and 90 percent of the time, it's at less cost with a less invasive treatment.

They have a much higher client retention rate — attributed to better communication, tools and strategies
They fill their prospect pipeline differently, more often calling on their expertise by giving presentations and writing

The challenge of and approaches to solve the opioid crisis
Philanthropic savings accounts
Approaches to bring new and younger talent into the industry
Software and services for employee engagement and benefit administration.
And since what is old is new again, cross-selling ancillary services to better serve your customer