Depending on your age at retirement, you may need to consider more than simply high temperatures in finding a retirement spot. But for now, here are 10 places that aren't terrible. (Photo: Shutterstock)

Had enough record-breaking temperatures to last you a lifetime? Desperate to get away from heat waves once you retire? Well, Kiplinger and Sperling's Best Places have some great suggestions. Between the two of them, you can find places where the summer heat won't get to you (barring climate-change phenomena, that is) and you can indulge in outdoor activities in comfort instead of sweltering. Kiplinger has ranked all 50 states for their financial details—such essential elements as the average income for 65+ households and the average health costs for retired couples—while Sperling takes care of the temperature variations with its Summer Comfort Index. Read: 10 trends in retirement savings behavior: 2018 Kiplinger evaluates places for "attractive advantages for retirees, taking into account living costs, safety, median incomes and poverty rates for retirement-age residents, as well as residents' sense of well-being and the availability of recreational and health care facilities." That way you can decide whether you can afford to move there, and whether other amenities than weather are sufficiently tempting. Sperling creates its index from "seven climate variables, including total precipitation, daily minimum and maximum temperatures, extreme high and low temperatures, average dew points and precipitation days. Baseline scores are based on high and low temperatures outside of a 'comfort' range of 60–80 degrees Fahrenheit and are then penalized by the other variables such as humidity." Rankings overall run from 10 (most comfortable) to 1 (unbearable). Read: Retirement saving checklist: 15 things to know that can lead to success When you put them all together, you get 10 cities that shouldn't give you heatstroke in the summer—although this year some of these cities don't seem to be fulfilling that promise very well. Still, they're all interesting cities with much to recommend them in addition to (or in spite of) the weather. Read: Top 15 cities where retirees can live longest on $1 million The data from Kiplinger is on the states in which these cities are located, not the city itself, and we included the rank of the state in Kiplinger's "All 50 States Ranked for Retirement." So if weather is your chief concern, you're covered, but if you're more concerned about other issues, like taxes, average 65+ income and average health care costs for retirees, you might want to delve deeper into Kiplinger. They follow below.   Related BenefitsPRO reading: 10 great scenic places to retire Top 15 best places for retirement: 2018