Copay accumulator programs essentially wipe out certain employee expenses that would otherwise count toward the employee's deductible and out-of-pocket totals. (Photo: Shutterstock)
A patient advocacy nonprofit is warning employer-sponsored plan administrators that a benefit being marketed to them as a cost-control measure may violate certain state and federal health insurance laws.
The benefit: copay accumulator programs. These programs essentially wipe out certain employee expenses that would otherwise count toward the employee's deductible and out-of-pocket totals.
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Dan Cook
Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.
