While the share of whites at risk in retirement was 48 percent, for black people it was 54 percent and for Hispanic people, 61 percent. (Photo: Shutterstock)
How well people prepare for retirement varies substantially by race and ethnicity, which leaves some groups considerably farther behind others when it comes to retirement risk.
Overall, it's not a pretty picture, according to a brief from the Center for Retirement Research at Boston College. Among its findings are the “enormous” earnings and wealth gaps between whites and minorities, as well as the ways in which those disparities translate into retirement preparedness.
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Marlene Satter
Marlene Y. Satter has worked in and written about the financial industry for decades.
