Money being exchanged The practice of sending reimbursements is legal as long as the patients are not enrolled in government-funded insurance such as Medicare and Medicaid. (Photo: Shutterstock)

Kip Burgess was relieved last year when pharmaceutical giant Amgen overnighted him a $2,976 check to help pay for his go-to arthritis drug, Enbrel.

The 36-year-old psychologist had run into an increasingly common problem: The copay coupon sent by Amgen couldn't cover the drug's more than $4,000 monthly price.

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