It may not be an easy task tobring back an injured worker, but the financial benefits can besignificant and it goes well beyond the money. (Photo:Shutterstock)

Despite the best training and safety equipment a company mayprovide, accidents happen. Carrying workers' compensation coverage is legallyrequired, but relying on your carrier is not enough.

To keep claim costs low and premiums reasonable, a carefullytailored, well-executed return-to-work (RTW) policy, crafted to theparticular business or industry, is critical. Here's how toaccomplish the goal.

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