In this episode of the Expert Perspectives podcast, sponsored by Cyberscout and hosted on BenefitsPRO, we look at how the benefits landscape is continually transformed by regulatory, economic and demographic changes. As benefits consultants and their employer clients continue to seek new and better ways to control health costs while improving quality, voluntary benefits will remain a key piece of the puzzle.

This podcast is excerpted from the January 16, 2019 webcast of the same name, which can be found here in its entirety: https://www.benefitspro.com/2018/11/28/the-future-of-voluntary-benefits-the-next-3-to-5-years/

About Heather Garbers: Heather Garbers is responsible for driving voluntary benefit strategy and solutions for the Pacific/West region at HUB International. In this capacity, she partners with the HUB team and clients to build optimal enrollment and communication solutions that enhance employee understanding of and engagement in voluntary plan options. Her carrier agnostic strategy allows us to truly partner clients with the best fit for their and their employees' needs. Heather is an Executive Member of the National Advisory Board for the Voluntary Benefits Association, is recognized as a leader in the industry including recipient of Employee Benefit News 2015 Voluntary Advisor of the Year Award and was named one of the “15 Women in Insurance You Need to Know” by LifeHealthPro in March 2016.

About Eric Silverman: Eric Silverman, Founder and Owner of Baltimore Maryland based Voluntary Disruption (VD), a division of Silverman Benefits Group (SBG), is considered one of the most recognized authorities and disruptive forces in enhanced employee funded benefits (the industry formerly known as “voluntary”).

Eric is widely known as a subject matter expert with more than 19 years of employee benefit sales, marketing, management and recruiting experience. He is often sought after and interviewed by various journalists from multiple industry publications such as BenefitsPRO, ThinkAdvisor (formerly LifeHealthPRO) online and print magazines. He has also been asked to deliver key note speeches and speak on various expert panels at multiple national industrywide and carrier conferences. He is also a contributing author to the Amazon Best Selling employee benefits book, “Breaking Through The Status Quo.”

About Darrell Davis: Darrell brings a decade of experience to the dedicated employee benefits team at CyberScout. For years, he worked alongside his twin brother Todd Davis, founder of LifeLock. He has helped hundreds of companies protect more than 200,000 employees through employee benefits programs. Based in Austin, Texas, Darrell specializes in large companies with more 10,000 employees throughout the United States.

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