collage of financial charts, woman's hand On top of running investment and longevity simulations against investment-only portfolios, the study also explores the sentiment of retirees that are living, in part, off income from annuities. (Photo: Shutterstock)

The measure of a culture's values can be gauged by how well it cares for its young and for its old, thinks Sri Reddy.

For the latter's security, guaranteed retirement income is critical, says Reddy, who recently moved to Des Moines-based The Principal to lead its annuity and pension risk transfer units.

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.