man looking at question marks Employers should not wait until the enrollment period to inundate workers with “volumes of information” about the various benefit offerings. (Photo: Shutterstock)

More than a few workers are “outright confused” about their employer's benefit offerings and many are risk-adverse—the combination of which can cause workers to be unnecessarily over-insured, according to Benefitsolver's MyChoice Recommendation Engine Benefits Insights Report.

A full 30 percent of workers say they are outright confused when trying to select benefit offers, according to the report. The data is drawn from questions that a half-million employees answered via Benefitsolver's MyChoice Recommendation Engine to obtain a personalized benefits recommendation during the 2019 annual enrollment period on the Benefitsolver platform.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.