young employees working on project According to E-Trade, 6 out of 10 young investors cite student loan debt as the first or second largest obstacle to saving for retirement. (Photo: Shutterstock)

According to E-Trade's most recent edition of StreetWise, which tracks experienced investors' quarterly activity, not only do six out of 10 young investors cite student loan debt as the first or second largest obstacle to saving for retirement, that percentage has gone up nearly 20 percentage points over the past four years.

In addition, 60 percent of young investors say they've already made an early withdrawal from retirement savings.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.