No time for wellness: If only employers would let workers take an hour a day, paid, to exercise as they choose. I know, it's not practical. When I worked as an advertising writer for a catalog company, no one was allowed to stay at their desk at lunch and break times. You either had to go to the massive company lunchroom or leave the building. A group of us would go for walks on the prairie rather than sit with the smell of 6 microwaves heating dozens of lunches.  Back then, I could have used this trainer's advice for lawyers (and brokers, advisors, and managers) for fitness on the go, courtesy of our sister site, Law.com. Though walking is always a viable option too.

A “plan B” for retirement: I know people who engage in “pension bragging,” where they enumerate all the benefits waiting for them someday when they retire.  They look condescendingly at my waif of a 401(k), and laugh at my half-serious “I will work forever.” Knowing that not all public pensions are healthy, I think it's useful for even the DB-fortunate to have a plan B for retirement. At BenefitsPRO, we focused on the financials, but I also liked the simple steps CBS News MoneyWatch listed. Hey, it takes effort to sharpen your professional skills, nurture your health, create and maintain a financial plan. Especially after you retire, I guess. I wouldn't know.

What if you won the lottery? I stumbled on this article we published years ago. I could have used it when I was given a small sum of money (but large to me) out of the blue. You think it will never happen to you, but everyone should know what to do if they came into some money, even if it's not anywhere near lottery sums. We plan for the worst, so why not also plan for the best?