Retirement weighs heavily on most Americans when the main issue is whether or not they have saved enough for it. A recent survey by Bankrate.com found 76% of Americans have financial regrets. Besides retirement savings, there also are regrets tied to other savings and debt. The survey did find some good news about getting older: Silent Generation respondents and older baby boomers (ages 65 to 73) were less likely than younger respondents to have financial regrets. The study was conducted by SSRS via its Omnibus survey platform on which 1000 interviews were conducted from April 30 to May 5. "Saving money may seem impossible at times but taking a few proactive steps can safeguard you from potential hardship in the future," said Bankrate chief financial analyst Greg McBride in a statement. He suggests that Americans need to pay themselves first through automatic deposits from paychecks that go into savings accounts or employer-sponsored retirement plans. See the above slideshow for results from the Bankrate.com survey, and which generations have the most financial regrets.