The Kaiser Family Foundation finds that from 2008 to 2018, average premiums for a family on a large employer health plan increased 55 percent, while average cost-sharing increased 70 percent. (Image: Shutterstock)
Traditionally, generous health coverage has been one of the benefits of working for a large employer. Big businesses and large public sector agencies are able to leverage their size to negotiate better rates with insurers.
However, those with access to large employer health plans have not been insulated from the rapid increase in health care costs over the past two decades. As insurers have demanded higher prices, employers have shifted a bigger share of the cost onto employees in the form of higher premiums, copays and deductibles.
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