Health insurance application Decent's plans are ACA-compliant and resemble bronze and silver plans sold on the exchanges, but are offered outside of the exchanges year-round. (Photo: iStock)

The combination of self-insurance and direct primary care can pack quite the savings punch for the self-employed, according to Decent, a new third-party administrator that has just launched an innovative twist to health plans.

Indeed, freelancers, 1099 contractors and sole proprietors will be able to save upwards of 30 percent on premiums if they buy health plans self-insured by trade associations, with networks of direct care doctors charging lower membership fees negotiated by the San Francisco-based Decent.

Continue Reading for Free

Register and gain access to:

  • Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.