For a number of reasons, middle-aged adults seem to be mired in the pessimism inherent on the "glass half empty" side of the retirement-outlook fence. (Photo: Shutterstock)
Public opinion polls may offer snapshot-in-time glimpses of the national psyche, but they often come up short in terms of correctly predicting the future. This is the good news that came out of a recent Gallup poll that tried to measure American's concerns about their retirement prospects.
On the face of it, the conclusion you draw from the survey depends on whether you're a "glass half empty" or a "glass half full" person. Gallup's results showed about half (51 percent) of the respondents "expected to have enough money to live comfortably when retired" and about half (46 percent) did not.
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Christopher Carosa
Chris Carosa has been writing a weekly article and monthly column for BenefitsPRO online and BenefitsPRO Magazine since 2011 and is a nationally recognized award-winning writer, researcher and speaker. He’s written seven books, including From Cradle to Retire: The Child IRA; Hey! What’s My Number? – How to Increase the Odds You Will Retire in Comfort; A Pizza The Action: Everything I Ever Learned About Business I Learned By Working in a Pizza Stand at the Erie County Fair; and the widely acclaimed 401(k) Fiduciary Solutions. Carosa is also Chief Contributing Editor of the authoritative trade journal FiduciaryNews.com and publisher of the Mendon-Honeoye Falls-Lima Sentinel, a weekly community newspaper he founded in 1989. Currently serving as President of the National Society of Newspaper Columnists and with more than 1,000 articles published in various publications, he appears regularly in the national media. A “parallel” entrepreneur, he actively runs a handful of businesses, including a small boutique investment adviser, providing hands-on experience for his writing. A trained astrophysicist, he also holds an MBA and has been designated a Certified Trust and Financial Advisor. Share your thoughts and story ideas with him through Facebook (https://www.facebook.com/christophercarosa/)and Twitter (https://twitter.com/ChrisCarosa).
