When it comes to retirement planning, a significant number of Americans are completely unsure about when they can and should retire, as well as how much money they'll need when they decide to stop working — at least on a full-time basis. After all, many Americans opt to continue working at least a few hours a week even after they retire. Some do it to remain active and avoid boredom, or just to make sure they don't drive their spouses nuts. But all too many Americans continue to work after retirement because they have to — often because they failed to save enough money for retirement. BenefitsPRO's sister site ThinkAdvisor asked advisors about the number one question they got from clients regarding retirement planning. Visit the slideshow gallery above to see, in no particular order, the top 11 retirement planning questions clients ask and how advisors answer them. Some answers have been edited for length. READ MORE: |

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Jeff Berman

Jeff joined the ThinkAdvisor team as a staff reporter in July 2019. Before joining ThinkAdvisor, he was a freelance reporter for five years, covering mainly technology, business, media and entertainment news for publications including The Miami Herald, Newsday, TheStreet.com, Long Island Press and multiple American City Business Journals websites. He also reported for several consumer electronics publications and was a technology reporter for publications of the Media & Entertainment Services Alliance. Prior to that, he worked as a reporter and editor for Consumer Electronics Daily and other Warren Communications News publications for 15 years. He graduated with an MA in journalism from New York University.