If you're a broker or Registered Investment Advisor (RIA), you may be fielding a variety of questions from your clients who are thinking about retirement.

There are about 77 million baby boomers in the United States, and approximately 10,000 individuals representing this generation turn 65 each day. As more people move toward retirement age, that means more people will opt in for Social Security and Medicare.

So what does that mean for baby boomers with a health savings account (HSA)?

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