Employers looking to derisk by offering workers lump-sum buyouts could be depriving those employees of potentially greater benefits if they'd just stuck with the pensions they'd been earning in the first place. (Photo: Shutterstock)
It's not a hard and fast rule, but employees could be getting the short end of the stick if they take an employer-offered buyout instead of sticking with a pension.
A Forbes report points out that employers looking to derisk by offering workers lump-sum buyouts could be depriving those employees of potentially greater benefits if they'd just stuck with the pensions they'd been earning in the first place.
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Marlene Satter
Marlene Y. Satter has worked in and written about the financial industry for decades.
