Despite much that has been written about health savings accounts, employers as well as brokers and advisors still have questions about them. Employees, too, are confused as to what HSAs are and how they work. In fact, according to the Plan Sponsor Council of America, the effort to educate their employees about HSAs is top of mind for employers. But first, employers and their brokers and advisors need to get a feel for what's involved in offering an HSA. Practical questions arise beyond the "what" of an HSA, such as how contributions and fees work, and more. The gallery above shows commonly asked HSA questions and answers around those topics. EDITOR'S NOTE: We have excerpted and in places edited for space the 9 FAQs on the slides above from the book 2019 Health Savings Accounts Facts, by National Underwriter, our colleagues here at ALM Media.