HealthCare.gov on Dec. 16 (Credit: Centers for Medicare and Medicaid Services)

Managers of most of America's public, web-based supermarkets for health insurance are letting consumers sign up for individual and family major medical coverage after the widely publicized Dec. 15 deadline.

The drafters of the Affordable Care Act created the ACA public exchange system to give consumers an easy way to shop for health coverage from ordinary commercial health insurers, and to distribute ACA premium tax credit subsidies.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.